Blog

From the roofer standing atop a house hammering in the hot sun, to the carpenter double checking her measurement before sawing the board, to the landscaper planting bushes in the yard, we pause this Labor Day to say thank you for all the hard work.

Anyone who has worked in construction in any capacity has probably heard of a lien but few people know what they are and even fewer people understand what they do. We occasionally have to lien properties to protect payment. We’re glad to say it doesn’t happen a lot, and many times it is not even the homeowner’s fault. In today’s post, we’re going to discuss what a lien is, what it does, and why they are useful tools for contractors. We will also cover what to do if you have a lien placed on your property.

We get it, at some point, someone has told you that some contractors will eat the deductible so that you don’t have to pay anything out of pocket. But here’s the problem with that, in almost every situation it is wrong. It is almost always morally, ethically, and sometimes even legally wrong. And in some cases, it is insurance fraud. First, let’s cover the basics.